The Maxfinance credit intermediation network recorded its best month in housing loan production in October, exceeding 265 million euros, with around 1,500 families using the network to finance properties.
The performance comes in a context in which credit intermediaries are gaining weight in the national market: according to Banco de Portugal, 56% of new home loan contracts, in number, and 57% in volume, already go through these professionals.
Between January and September 2025, Maxfinance accumulated growth of 33.11% compared to the same period in 2024, and in the third quarter the year-on-year variation was 22.8%, indicators that the company points to as proof of its ability to attract business and improve conversion ratios with banks.
Francisco Ferreira Lima, CEO of Maxfinance, highlights that the company already has “more branches, we are in more markets, we are able to capture more business and we have increased our conversion ratios with banks because, in fact, our credit managers and intermediaries are more efficient and are able to respond to the growing market demands”.
New credit operations for purchasing housing were the main driver of growth, while credit transfers, consolidations and credits for specific purposes maintained a reduced weight in production, says Maxfinance.
The average value of contracts signed in the first ten months of the year was 170,000 euros, according to the company, which reflects the evolution of housing prices and differences by location and customer profile.
Regarding the type of rate, there is a clear preference for mixed rates, which combine initial stability with flexibility over the term.